Online Product Loans

You are walking in the park, lay down on a bank and, while you are gazing upon the sky, you realize you want to buy a new smartphone. Or maybe you are home, relaxing and you want to have a glass of cold water. You could have a water dispenser refrigerator. 
No matter where you are, outside or at home, apply for the fastest and easy to pay financing method offered by TBI Credit!

Calculator

Amount
RON
850
22.500
Period
12
months
6
60
Monthly
payment
Interest rate
APR

Representative example: For a loan granted for goods acquisition amounting to RON 5000, for a total period of 60 months, the analysis fee of the credit file (financed by the creditor) is RON 170 , the monthly interest rate is 34.8% and fixed for the entire duration of the contract, the monthly rate is RON 182.82, the total payable amount of RON 10.969,41, DAE 43.50% 


Benefits

Easy to get

  • 100% digital process
  • 24/7 available  
  • Without any physical documentation needed
  • We have imagined a large range of financial products together with our partners in order for you to have the choice in your hands

Fast approval 

  • The fastest approval process on the market. It takes only 10/15 minutes to purchase your product.
  • Only three steps, some personal details and an intuitive, easy-to-follow interface.
  • Live chat in case you need guidance to finish shopping.

State of the art financing technology

  • The technology developed by TBI Credit allows video identification of the client
  • Documentation is signed electronically
  • Live ANAF and Credit Bureau checking

Financial products to fit your needs

  • There is 0 costs for the first 30 days in order for you to see the benefits of our products 
  • We offer a flexible installments plan thus you can choose the number of installments you want
  • We permanently develop 0% interest rate campaigns for you to purchase immediately the desired products

How to apply in 4 easy steps

Fill in the identification data

Go live with a TBI Credit representative for identification purposes

Find out if you fulfill the eligibility conditions

Sign the credit contract 

Enjoy the products you wish, everything it's easier in installments!

 

Partner Merchants


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  • AltexAppliances, Sport, fitness, hobby, Electro-IT
  • Media GalaxyAppliances, Toys, Electro-IT
  • eMAG
    eMAGAppliances, Fashion, Sport, fitness, hobby, Electro-IT
  • CEL
    CELAppliances, Toys, Furniture, house and garden, Electro-IT
  • Domo
    DomoAppliances, Toys, Furniture, house and garden, Electro-IT
  • evoMag
    evoMagAppliances, Toys, Electro-IT
  • FashionUp
    FashionUpFashion
  • QuickmobileAppliances, Electro-IT
  • iCentre
    iCentreAppliances
  • Ideall
    IdeallElectro-IT
  • Yellowstore
    YellowstoreElectro-IT
  • Teilor
    TeilorFashion
  • ViggoFashion
  • TUI Travel
    TUI TravelTourism
  • Badabum
    BadabumAppliances, Toys, Electro-IT
  • Pegas
    PegasSport, fitness, hobby
  • PC GarageAppliances, Toys, Electro-IT
  • BaByliss
    BaBylissElectro-IT
  • Quickshop
    QuickshopDIY
  • MieleElectro-IT
  • BikexpertSport, fitness, hobby
  • DHSSport, fitness, hobby
  • FlyGo
    FlyGoTourism
  • e-TWOW
    e-TWOWSport, fitness, hobby
  • Crystal GiftsFurniture, house and garden
  • eJuniorulToys
  • Sport BikeSport, fitness, hobby
  • Casa practicaFurniture, house and garden
  • Caldura casei
    Caldura caseiDIY
  • Panouri solare
    Panouri solareDIY
  • Michelini Motors
    Michelini MotorsDIY
  • BrumaDIY
  • OptiplazaFashion
  • NaturistiHealth, medical services
  • PrimobilaFurniture, house and garden
  • Sport Maxx
    Sport MaxxSport, fitness, hobby
  • VIP Touch Design
    VIP Touch DesignElectro-IT
  • Newsport
    NewsportSport, fitness, hobby
  • e-Scutere
    e-ScutereSport, fitness, hobby
  • e-Pneu
    e-PneuDIY
  • e-Bricolaj
    e-BricolajDIY
  • Breville
    BrevilleElectro-IT
  • Azerty
    AzertyAppliances, Toys, Electro-IT
  • CrockPot
    CrockPotElectro-IT
  • Food Saver
    Food SaverElectro-IT
  • Kuvings
    KuvingsElectro-IT
  • MediaDot
    MediaDotAppliances, Toys, Electro-IT
  • MedisanaElectro-IT, Health, medical services
  • NeomaxElectro-IT
  • OsterElectro-IT
  • OzenElectro-IT
  • Xiaomi RomaniaAppliances, Electro-IT
  • EU Instalatii
    EU InstalatiiDIY, Electro-IT
  • Materiale ElectriceDIY, Electro-IT
  • Mereu Primul
    Mereu PrimulDIY, Electro-IT
  • Portbagaje Auto
    Portbagaje AutoSport, fitness, hobby
  • Bormasina
    BormasinaDIYMagazin de scule, unelte si accesorii profesionale
  • Disco SystemDIY, Electro-IT
  • PiscotelulSport, fitness, hobby
  • Monteaza GPL
    Monteaza GPLDIY
  • RoSolar
    RoSolarDIY
  • Mobilier MestesugitDIY
  • Electromix
    ElectromixAppliances
  • Boxe AutoDIY
  • Cazane si Centrale
    Cazane si CentraleDIY
  • KuibaAppliances
  • Distributie utilaje
    Distributie utilajeDIY
  • Market Online
    Market OnlineAppliances, Electro-IT
  • RoInstalatiiDIY
  • Decostick
    DecostickDIY
  • Distribution MAGIAppliances
  • Dolinex
    DolinexDIY
  • Total ComenziFurniture, house and garden
  • Magazin UnelteDIY
  • Fermier
    FermierDIY
  • eMarketOnAppliances
  • Tool MaxDIY
  • Sanit MaxDIY
  • Fit MaxSport, fitness, hobby
  • Soldshop
    SoldshopDIY
  • SHOP-DOAToys
  • Centrale Termice ProDIY
  • ProtectvitDIY
  • SmartYourHomeAppliances
  • Piese AristonDIY
  • Piese Bosch & BuderusDIY
  • PIESE CentraleDIY
  • PIESE FerroliDIY
  • PIESE ImmergasDIY
  • PIESE ProthermDIY
  • Service ViessmannDIY
  • RO DetectorsDIY
  • RO Instal
    RO InstalDIY
  • Tehnic-MallDIY
  • Pret RealDIY
  • Centrala pe LemneDIY
  • SprinterSport, fitness, hobby
  • Taco SystemDIY
  • Tehnic Bazar
    Tehnic BazarDIY
  • HECHTDIY
  • AtuMag
    AtuMagDIY
  • Boiler AristonDIY
  • Centrale pe LemneDIY
  • Centrale ViessmannDIY
  • WiFi Store
    WiFi StoreAppliances
  • Tehnicomed
    TehnicomedHealth, medical services
  • Sled DogsSport, fitness, hobby
  • Izocor
    IzocorDIY
  • mic-MARE
    mic-MAREFurniture, house and garden
  • tomibena
    TomibenaDIY

    Q&A


    I. Continue to shop online from our 150 partner e-shops
    From the remaining credit limit, continue to buy in installments from our partner e-shops without any trips to the bank, the fastest and the simplest way possible:

    • Access one of our online partner stores
    • Fill your shopping cart with the desired products
    • Choose TBI Credit as your payment method
    • Just let yourself be guided by the online crediting process.

    II. You can shop online or use the card at any POS, anywhere in the world.
    III. You can withdraw cash from ATMs or from bank counters in the country and abroad.
    IV. 0% interest during the grace period up to 50 days for any payment in the the country or abroad.



    Following the approval of your credit for which you have applied online, you receive a card issued under the MasterCard logo in 10 working days.
    You receive the card at your mailing address.



    • Make the first transaction on ATM (cash withdrawal machine)* by correctly introducing you PIN code and your card will automatically become active, or
    • You can ask for your card activation by calling the Customer Service at 021 202 69 99

    *The first transaction on ATM can be a simple balance inquiry.



    Quickly and simply, at any SelfPay (former ZebraPay), PayPoint or QIWI collection point, by scanning the barcode printed on your account statement at the top left and typing your payment amount.

    PayPoint locations here

    SelfPay Payment Stations and the list of all services you can access are available here

    QIWI Payment Stations here.
    By cash or bank transfer (at least 3 business days before the due date) into one of TBI Credit accounts as follows: 

    CASH DEPOSIT

    Raiffeisen Bank: RO62RZBR0000060003865697
    CEC Bank: RO60CECEB20044RON3223291
    TBI Bank: RO24TBIB9311001900005202
    BCR: RO96RNCB0072049681080002


    BANK TRANSFER

    Banca Transilvania (contract – linie de credit): RO37BTRL0450160100703845
    Raiffeisen Bank: RO72RZBR0000060016450006
    TBI Bank EAD Sofia – Sucursala Bucuresti: RO24TBIB9311001900005202 
    CEC Bank: RO60CECEB20044RON3223291
    BCR: RO96RNCB0072049681080002

    Use Pago Application! Learn more here.



    For your card specifically

    For any information about your card or if you want to declare it as lost / stolen, please contact Customer Care at the phone number 021 202 69 99, available 24/7.


    General information

    For any other information (card functionalities, receiving Card and PIN, your monthly statement), call

    Customer Service at 021 529 86 00
    or send an email at ccc@tbicallcenter.ro 
    Monday to Friday 9:00 - 18:00



    Suma de plata trebuie achitata pana la data scadenta comunicata prin intermediul extrasului de cont. Acesta se emite lunar si se va transmite la adresa de e-mail pe care ne-ai oferit-o. Primul extras va contine pe langa prima rata si comisionul de administrare lunara a creditului.



    The personal data can be updated by completing the section Personal data update or by calling us at Customer Service on 021 529 86 00, from Monday to Friday between 9:00 - 18:00.



    Within 14 calendar days since the credit approval, you have the option to withdraw from the contract. To do this, please reach the merchant you purchased from!
    Further you will be contacted to complete the cancellation process.



    A copy of your contract has been sent via email to the address provided in your credit application.
    We keep a copy of your contract, if you do not find it in your inbox call us at 021 529 86 00 and we'll send it to you.


    Contact

    Customer Service
    021 259 86 00 

    Working hours
    Monday - Friday
    | 09:00 - 18:00

    Saturday - Sunday
    | Closed

    Network

    Head office

    Bucharest, Romania,
    8-12, Putul lui Zamfir Str.