Personal Loan

Personal Loan Advantages

Personal Loan Advantages

When you don’t have the time, but you need help. When someone depends on you and you can’t let him down. When there’s a sudden change in plans and you need the money right away. With Personal Loan, the money get to you quickly. 

How to Apply? 

  • Online
  • Call Center +4 021 529 86 00
  • In TBI Credit offices

Credit Calculator*

Amount
RON
0
25.000
Period
12
months
3
60
Monthly
payment
Interest rate
Fee

*This simulation is an example of calculation for a Personal needs loan without insurance, with an interest rate of 26%. We mention that the interest rate is customized according to your credit profile and repayment history, following the credit application analysis according to the internal policy and legal regulations in force, based on the documentation provided and the appropriate interest rate according to your profile. In order to get a customized calculation, we invite you to our working points.

Representative example: For a Personal Loan with Insurance with the value 10.000 Lei, for a total period of 24 months, the annual interest rate is 26% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the life insurance premium is 878,13 Lei, the monthly rate is 599,47 Lei, the total payable amount is 14.387,28 Lei and DAE is 32,44%.

Representative example: For a Personal Loan without Insurance with the value 10.000 Lei, for a total period of 24 months, the annual interest rate is 26% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the monthly rate is 552,16 Lei, the total payable amount is 13.251,84 Lei and DAE is 32,72%.


Personal Loan Benefits

Fast approval 

Minimum documentation required 

No need to prove us how you use the money

Money can be received in any personal account of the client open in any bank in Romania

Disability retired persons can access a financing solution.
Applicant's maximum age at the end of the credit agreement - 75 years

We offer you two options to pay the value of your analysis fee according to your needs, from your own sources or funded from your credit

The maximum value of the credit that can be granted is the equivalent in RON of EUR 5.000.


Financing conditions and necessary documents

Financing conditions:

  • Seniority at current job: 3 months uninterrupted (depending on client's creditworthiness)
  • Applicants' age: from 24 years (depending on client's creditworthiness) up to 75 years (maximum applicant's age at the end of the credit agreement)
  • Minimum monthly income accepted: 800 lei/minimum accepted pension: 704 lei

Necessary documents*:

  • Copy of the ID
  • ANAF approval/ last pension coupon in original
  • Personal loan application
  • Agreement to process personal data

*In special circumstances, TBI Credit reserves the right to request other documents than those specified above.


For more informations please call us

Contact

Customer Service
T: 021 529 86 00
E: ccc@tbicallcenter.ro

Working hours
Monday - Friday
| 08:00 - 17:00

Saturday - Sunday
| Closed

Network

Head office

Bucharest, Romania,
8-12, Putul lui Zamfir Str.